Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has persistently delivered distinctive monetary merchandise, companies, and personalised steering to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary information, sources, and instruments to make knowledgeable choices and obtain their monetary targets. Whether or not you are seeking to save for the longer term, buy a house, or broaden your corporation, FCCU stands prepared to supply tailor-made options and knowledgeable recommendation that will help you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of selection for thus many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary accomplice devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services and products
- Personalised steering and recommendation
- Dedication to monetary well-being
- Empowering members with information and sources
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy areas
- Neighborhood-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey at this time.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a novel precept: we’re owned by our members, not by shareholders. This basic distinction shapes our values, priorities, and the way in which we conduct enterprise.
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Member-driven choices:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people make sure that our choices align with the very best pursuits of our members, not the pursuits of exterior shareholders.
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Aggressive charges and costs:
As a not-for-profit establishment, FCCU is ready to provide aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, quite than producing income for shareholders.
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Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary targets. We provide a variety of monetary schooling sources, workshops, and personalised steering to empower our members to make knowledgeable monetary choices.
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Neighborhood focus:
FCCU actively helps the communities we serve via numerous initiatives and partnerships. We imagine in giving again and making a constructive influence within the lives of our members and the broader group.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary companies, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This exceptional longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our capability to adapt and thrive in a always evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving a number of hundred members to a thriving monetary establishment with over $2 billion in belongings and tons of of hundreds of members. Nonetheless, regardless of our development, we’ve got remained true to our core values and our mission to supply distinctive monetary companies and personalised steering to our members.
Our skilled crew of monetary professionals, a lot of whom have been with FCCU for many years, brings a wealth of information and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary business permits us to supply tailor-made options and knowledgeable recommendation to assist our members obtain their monetary targets.
Through the years, FCCU has weathered financial downturns, technological developments, and regulatory modifications. By all of it, we’ve got remained a steadfast accomplice to our members, offering them with the monetary stability and assist they should navigate life’s challenges and pursue their desires.
With over 80 years of expertise, FCCU has earned a status for excellence and trustworthiness. We’re proud to be the credit score union of selection for thus many Floridians, and we look ahead to persevering with to serve our members for a few years to come back.
Distinctive monetary services and products
At Florida Commerce Credit score Union (FCCU), we take pleasure in providing a complete suite of monetary services and products designed to fulfill the various wants of our members. We’re dedicated to offering revolutionary options that leverage the most recent expertise whereas sustaining a private contact.
Our product portfolio contains a variety of deposit accounts, equivalent to checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally provide quite a lot of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their desires and navigate life’s sudden bills.
Along with conventional banking merchandise, FCCU provides specialised companies equivalent to monetary planning, funding companies, and enterprise banking options. Our crew of skilled monetary advisors is devoted to serving to members create a customized monetary plan that aligns with their distinctive targets and aspirations.
We perceive that comfort is paramount in at this time’s fast-paced world. That is why we provide quite a lot of handy banking choices, together with on-line banking, cell banking, and a community of ATMs throughout Florida. We even have a crew of educated and pleasant customer support representatives out there 24/7 to help our members with any questions or points they could have.
At FCCU, we’re devoted to offering distinctive monetary services and products that empower our members to realize their monetary targets and stay their finest lives.
Personalised steering and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves personalised steering and recommendation on the subject of their funds. Our crew of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align along with your distinctive targets and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or seeking to broaden your corporation, our monetary advisors will take the time to grasp your wants and goals. They may work carefully with you to develop a customized monetary plan that outlines a transparent path to attaining your targets.
Our monetary advisors are consultants in numerous monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the most recent monetary developments and merchandise to make sure that you obtain probably the most related and knowledgeable recommendation.
We perceive that monetary issues will be advanced and overwhelming. That is why we try to make our recommendation straightforward to grasp and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing assist that will help you keep on monitor and make knowledgeable monetary choices.
At FCCU, you are not only a quantity. You are a valued member of our group, and we’re dedicated to serving to you obtain your monetary desires.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is important for a cheerful and fulfilling life. That is why we provide a variety of sources and packages to assist our members enhance their monetary literacy, make knowledgeable choices, and obtain their monetary targets.
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Monetary schooling workshops and webinars:
FCCU provides quite a lot of instructional workshops and webinars on a spread of monetary subjects, together with budgeting, saving, investing, and credit score administration. These classes are designed to empower our members with the information and expertise they should take management of their funds.
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One-on-one monetary counseling:
Our skilled monetary counselors can be found to supply personalised steering and recommendation to members going through monetary challenges. They will help members create a finances, develop a debt compensation plan, and discover choices for bettering their monetary scenario.
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Free monetary instruments and sources:
FCCU provides quite a lot of free monetary instruments and sources to assist members handle their funds extra successfully. These instruments embrace budgeting calculators, financial savings calculators, and funding calculators.
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Neighborhood outreach packages:
FCCU actively participates in group outreach packages aimed toward bettering monetary literacy and selling monetary well-being. We accomplice with colleges, group organizations, and non-profit teams to supply monetary schooling workshops, seminars, and sources to underserved communities.
By these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with information and sources
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with information and entry to the best sources. That is why we provide a variety of instructional supplies, instruments, and sources to assist our members make knowledgeable monetary choices and obtain their monetary targets.
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Monetary schooling heart:
FCCU’s monetary schooling heart is a complete on-line useful resource that gives members with entry to a wealth of monetary info, together with articles, movies, podcasts, and interactive instruments. Members can find out about quite a lot of monetary subjects, together with budgeting, saving, investing, and credit score administration.
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Monetary calculators:
FCCU provides quite a lot of free monetary calculators to assist members make knowledgeable monetary choices. These calculators will help members estimate their month-to-month mortgage funds, calculate their financial savings targets, and evaluate completely different funding choices.
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Budgeting instruments:
FCCU gives members with entry to budgeting instruments and templates to assist them monitor their earnings and bills, create a finances, and follow it. These instruments will help members achieve management of their funds and make higher spending choices.
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Funding analysis instruments:
For members focused on investing, FCCU provides entry to funding analysis instruments and sources. These instruments will help members analysis completely different funding choices, evaluate efficiency, and make knowledgeable funding choices.
By offering our members with the information and sources they want, FCCU empowers them to take management of their monetary lives and obtain their monetary targets.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and targets. That is why we provide a variety of tailor-made options to fulfill the precise necessities of our members.
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Private banking options:
FCCU provides quite a lot of private banking options to assist people handle their funds and obtain their monetary targets. These options embrace checking accounts, financial savings accounts, cash market accounts, and quite a lot of mortgage choices, together with mortgages, auto loans, and private loans.
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Enterprise banking options:
FCCU gives a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embrace enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised companies equivalent to service provider companies and distant deposit seize.
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Wealth administration companies:
For people and companies with extra advanced monetary wants, FCCU provides a spread of wealth administration companies. These companies embrace funding administration, retirement planning, and property planning. Our skilled wealth administration advisors will help members create a customized funding portfolio that aligns with their distinctive targets and threat tolerance.
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Monetary planning companies:
FCCU’s monetary planning companies will help people and companies develop a complete monetary plan that outlines a roadmap to realize their monetary targets. Our monetary planners will help members create a finances, save for retirement, pay for faculty, and plan for main life occasions.
By providing tailor-made options and personalised steering, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our high precedence. We’re dedicated to offering our members with distinctive service, personalised consideration, and revolutionary options that meet their distinctive wants.
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Pleasant and educated employees:
FCCU’s crew of pleasant and educated employees is devoted to offering our members with the very best degree of service. Our employees is all the time prepared to go the additional mile to assist members with their monetary wants and reply their questions.
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Quick and environment friendly service:
We perceive that your time is effective. That is why we try to supply quick and environment friendly service. Our streamlined processes and use of expertise permit us to rapidly and conveniently meet the wants of our members.
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Member suggestions:
We worth our members’ suggestions and use it to repeatedly enhance our merchandise, companies, and processes. We usually conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
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Member rewards and advantages:
FCCU provides quite a lot of member rewards and advantages to point out our appreciation for our members’ loyalty. These rewards and advantages embrace unique reductions, cashback provides, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a status for excellence and has made FCCU the credit score union of selection for thus many Floridians. We’re dedicated to persevering with to supply our members with the distinctive service and personalised consideration they deserve.
Native presence with handy areas
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why we’ve got a community of conveniently situated branches and ATMs all through Florida.
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Branches:
FCCU has over 20 branches situated in main cities and cities throughout Florida. Our branches provide a full vary of monetary companies, together with deposits, withdrawals, mortgage purposes, and monetary recommendation. Our pleasant and educated employees is all the time prepared to help our members with their monetary wants.
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ATMs:
FCCU has a community of over 100 ATMs situated all through Florida. Our ATMs permit members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days per week. We additionally provide surcharge-free ATM entry at hundreds of ATMs nationwide.
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On-line and cell banking:
For members preferring to financial institution from the consolation of their very own dwelling or on the go, FCCU provides quite a lot of handy on-line and cell banking choices. Our on-line and cell banking platforms permit members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
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24/7 customer support:
FCCU’s customer support crew is on the market 24 hours a day, 7 days per week to help our members with any questions or points they could have. Our customer support representatives are pleasant, educated, and all the time prepared to assist.
With our handy areas, on-line and cell banking choices, and 24/7 customer support, FCCU makes banking straightforward and accessible for our members.
Neighborhood-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that we’ve got a accountability to provide again to the communities we serve. We’re dedicated to creating a constructive influence within the lives of our members and the broader group via quite a lot of community-focused initiatives.
One in every of our key group initiatives is our monetary schooling program. We provide quite a lot of monetary schooling workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary choices. We additionally accomplice with colleges and group organizations to supply monetary schooling to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which might be making a distinction in our communities. We offer monetary assist, volunteer our time, and take part in group occasions to assist these organizations obtain their targets.
As well as, FCCU has a protracted historical past of supporting reasonably priced housing initiatives. We provide quite a lot of mortgage services and products to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally accomplice with group organizations to supply monetary help and counseling to assist households keep away from foreclosures.
By these and different initiatives, FCCU is dedicated to creating a constructive influence within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader group.
